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Deposit Accounts

Building blocks for a strong financial foundation


Cut expenses, increase revenues, maximize efficiency. At RockPoint Bank, we offer customized deposit accounts that help businesses of every size pursue these important goals. Our checking options hold the line on fees and streamline your daily operations with a range of digital banking tools. And our higher-interest Money Markets can add to your profit margin or power your next major initiative. Whichever account you choose, your deposits are insured by the FDIC.

What's more important to your business, low fees or access to cutting-edge financial tools? The good news is that you get both with an account that's ideal for smaller businesses and anyone else looking for cost-efficient money management.

  • Flat monthly fee - can be avoided by maintaining minimum balance
  • Up to 125-500 debit transactions each month
  • Manage accounts 24/7 with online banking or through our mobile app
  • Deposit checks with your phone
  • Positive Pay fraud protection and other Treasury Management services available
This account is designed for businesses with higher transaction volumes that utilize treasury management services. Digital banking tools help you monitor cash flow, while earnings credits offset monthly charges and keep your expenses under control.

  • Manage accounts 24/7 with online banking or through our mobile app
  • Remote deposit, Positive Pay fraud protection and other Treasury Management services available
  • Free eStatements provide digital access to account data that can be downloaded and analyzed
Today's businesses leave no stone unturned in their search for new revenues. Our interest-bearing checking option can drive additional dollars to your bottom line while providing all the financial tools you need to manage your daily operations.

  • Flat monthly fee
  • Up to 250 debit transactions each month
  • Manage accounts 24/7 with online banking or through our mobile app
  • Remote deposit, Positive Pay fraud protection and other Treasury Management services available
At RockPoint Bank, we salute nonprofit groups that offer important services to local communities. To provide you with more money for your mission, we offer a special account that limits fees and pays competitive interest on deposits.

  • Flat monthly fee - can be avoided by maintaining minimum balance
  • Up to 250 free transactions per month
  • Manage accounts 24/7 with online banking or through our mobile app
  • Free eStatements make account information readily accessible

State bar association rules require lawyers and law firms to maintain separate accounts for client funds.


  • Interest payments automatically submitted to appropriate state programs, primarily those that provide legal services to indigent persons
  • Monitor accounts with online banking or through our mobile app

Higher Money Market rates grow your assets while keeping them instantly available to meet expenses, make purchases or cover project costs.

  • Secure investments that out earn traditional savings accounts
  • Tiered rate structure means that bigger balances can produce higher earnings
  • Fast access to funds through online banking or through our free mobile app
RockPoint Bank is a full-service financial institution headquartered in Chattanooga, Tennessee.