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Deposit Accounts

Put your money to work in every way possible


Every dollar makes a difference. That's why RockPoint Bank has designed accounts that give your finances an extra edge. Manage finances from anywhere. Make lightning-fast bill payments and debit card purchases. While you're at it, set something aside for a rainy day - and earn extra cash for a brighter tomorrow. And grow your money knowing all deposits are protected by FDIC insurance.

Life can be complicated. A good checking account can make things a little easier. Digital tools give you 24/7 access to your money, and a free debit card makes the perfect shopping companion.

  • Online banking with electronic Bill Pay
  • Mobile app allows you to deposit checks from anywhere
  • Electronic statements put financial data at your fingertips
  • Free debit card for in-store and online purchases
  • Five foreign ATM fees waived per month
  • Minimum opening deposit of $100
It's the account that multitasks. Peak Checking gives you the freedom to manage money any way you choose, plus pays you interest just like a savings account.

  • Earn interest on checking balances
  • Tiered interest rates reward bigger balances
  • Free checks
  • Online banking with Bill Pay
  • Mobile app allows check deposits from anywhere
  • Free debit card for in-store and online purchases
  • Electronic statements put financial data at your fingertips
  • Unlimited foreign ATM fees waived per month
  • Avoid monthly service charge by maintaining a minimum balance
Start small and dream big. As your account balance grows, you can earn a higher interest rate and make even faster progress toward your financial goals.

  • Earn competitive interest
  • Tiered interest rates reward bigger balances
  • Access funds via online banking and mobile app
  • Electronic statements put financial data at your fingertips
  • Avoid monthly service by maintaining minimum balance
Everyone's in the market for something extra. You'll find that here. Money Market accounts pay higher rates while keeping your hard-earned funds safe and secure.

  • Pays higher rates than most traditional savings accounts
  • Tiered interest rates reward bigger balances
  • Immediate access funds via online banking and mobile app
  • Electronic statements
  • Avoid monthly service charge by maintaining a minimum balance
Looking for the best of all worlds? Our Peak Money Market features exceptional rates and - unlike some investments - provides you with immediate access to your funds.

  • Our highest tiered interest rates
  • Access funds via online banking and mobile app
  • Electronic statements
  • Monthly service charge can be avoided by maintaining a minimum balance
It's a flexible way to grow your money. Save for six months, five years, or somewhere in between - and find your patience rewarded with higher returns.

  • Choose from a wide range of savings periods
  • Interest rates exceed those of most traditional savings accounts
  • In general, longer term CDs pay higher rates
  • Track savings progress through online banking or mobile app

To open your account, please contact us or visit our local branch.

RockPoint Bank is a full-service financial institution headquartered in Chattanooga, Tennessee.