Chattanooga, Tenn., March 13, 2026. Five years ago, RockPointBank was founded with a clear purpose: to serve Chattanooga with a locally headquartered, locally managed, and locally owned community bank built around relationships—not transactions.
The banking industry continues to evolve at a rapid pace. Fintech innovation, faster payments, and emerging technologies like blockchain and digital currencies are reshaping how people interact with financial institutions. We welcome that change. But even as banking transforms, one thing remains constant: customers want to work with a bank that values their relationship and they can trust. One that is safe, stable, and deeply invested in the community it serves.
From the beginning, RockPointBank has been intentionally different. Our executive leadership team lives and works in Chattanooga. Decisions are made here, with the needs of local businesses and professionals in mind. Rather than chasing trends or distant growth, our focus has always been on delivering long-term value, personalized service, and strong financial stewardship right here at home.
That local focus matters. In a marketplace crowded with national advertising and digital noise, it’s easy to claim community commitment. Building an organization that truly reflects it, through strategy, structure, and daily execution, is the hard work. We believe that focus on Chattanooga has been a competitive advantage from day one, and it continues to guide how we grow and serve. From a growth standpoint, the bank has earned a top 10 position in Hamilton County based on deposit market share. In a crowded field with an increasing number of banks that want to establish a presence in our community, we have won more market share than banks that have been here for decades.
As we celebrate our fifth anniversary, we’re more optimistic than ever. Our opportunities today are greater than when we first opened our doors thanks to our talented team, the trust of our customers, and the momentum we’ve built together. We are proud of what we’ve accomplished, but even more excited about what comes next.
Our greatest asset is our people. We are proud of our employees, grateful for our customers, and appreciative of our shareholders who have believed in this vision from the start. Their support has made our success possible.
RockPointBank exists for Chattanooga. Not just as a place to do business but as a partner committed to helping our community thrive.
Thank you for five great years. We look forward to serving you for many more.